Discover a New Way to Earn Solid Returns
More than fixed deposits, bonds, and cash.
How would you like to make money by helping small businesses or SMEs? And that, is essentially what our marketplace finance is all about.
Marketplace means a place where buying and selling is held. And Finance means offering monetary support to an enterprise. When you put those two together, you get us, LendingStar.
To put it simply, here on our marketplace finance, you will be buying/ investing in invoices put up by SMEs with the goal of earning solid returns. (Watch the video to learn more.)
How much you can earn from investing in a small business’s invoice on our platform will largely depend on how much you invest.
For example, if you invest fully, but not fractionally, in an invoice worth RM100,000, which means you put up 85% of the total value of the invoice, or RM85,000, you will typically get between 4% and 5% of the total value of the invoice, or between RM4,000 and RM5,000 in return.
As for your returns, you will get them when the buyer / debtor of the SME, of which it has agreed to fulfill the invoice payment to, completes payment to the SME which is usually up to 90 days after the invoice was issued.
That depends who you ask. But the general consensus among most investors is getting between RM4,000 and RM5,000 from a RM85,000 investment in a 90-day term is a pretty solid deal. Moreover, risk is substantially reduced when you invest in invoices on our platform because of the following reasons: